# Vet Money Guide

> VA pay, military retirement & benefits, explained with real math


## Posts

- [VGLI Rates by Age (2026 Chart): Monthly Premiums, 20-Year Costs and Calculator](https://vetmoneyguide.com/vgli-rates/): Current VGLI rates by age from VA.gov, effective July 1, 2025: $500,000 costs $30.00 a month at 29 and younger and $425.00 at 60 to 64. See the full chart, 20-year costs, the Nov 2026 to Jan 2027 premium holiday and a free cost calculator.
- [SGLI to VGLI: Deadlines, Cost and How to Convert (Free Calculator)](https://vetmoneyguide.com/sgli-to-vgli/): SGLI to VGLI in plain English: free SGLI for 120 days, no health questions if you apply within 240 days, and a final deadline of 1 year and 120 days. Use the free calculator to turn your separation date into real calendar dates.
- [CRDP vs CRSC: Which One Pays You More (With Examples)](https://vetmoneyguide.com/crdp-vs-crsc/): CRDP vs CRSC explained with real numbers: who qualifies for each, how each is calculated, when each comes out larger, the chapter 61 rules, the Soto back pay ruling and how January open season works.
- [CRSC Calculator 2027: CRSC vs CRDP Side by Side (Free)](https://vetmoneyguide.com/crsc-calculator/): Free CRSC calculator: enter your retired pay, VA ratings and which ones are combat-related to see CRSC and CRDP side by side, with the VA math shown, chapter 61 caps applied and a printable worksheet. Official rates now, plus a clearly marked 2027 estimate.
- [VA Combined Rating Calculator: How VA Math Works (Bilateral Factor Included)](https://vetmoneyguide.com/va-combined-rating-calculator/): VA doesn't add ratings: 50% and 30% combine to 65, which is paid at 70%. This VA combined rating calculator and guide shows the 38 CFR 4.25 math, the bilateral factor, the rounding surprises and your gap to the next 10%.
- [VA Disability Increase 2027: The 3.6% COLA in Dollars and When It Takes Effect](https://vetmoneyguide.com/va-disability-increase-2027/): The 2027 VA disability increase is 3.6%, about $141.79 more a month at 100%. Here is what it means at every rating, where the COLA bill stands and when the raise takes effect.
- [VA Disability Calculator 2027: Combined Rating + Dependents (Free)](https://vetmoneyguide.com/va-disability-calculator/): Free VA disability calculator: enter your ratings and dependents to see VA's official monthly pay now and a clearly marked 2027 estimate with the 3.6% COLA. Includes VA math, the bilateral factor and three worked examples.
- [VA Disability Pay Chart 2027: Every Rating, With Spouse and Children (3.6% COLA Estimate)](https://vetmoneyguide.com/va-disability-pay-chart-2027/): The full VA disability pay chart for 2027: VA's official rates next to our 3.6% COLA estimate for every rating and every dependent row. At 100% alone, $3,938.58 now and about $4,080.37 in 2027.

## Pages

- [Guides](https://vetmoneyguide.com/guides/)
- [Home](https://vetmoneyguide.com/home/): VA disability pay, military retirement, CRSC, VGLI and more, explained with official sources and free calculators that show every step.
- [Contact](https://vetmoneyguide.com/contact/): Questions, corrections, or a rate that looks out of date? Email hello@vetmoneyguide.com. We read every message and fix errors fast.
- [About Vet Money Guide](https://vetmoneyguide.com/about/): Vet Money Guide explains VA disability pay, military retirement and veteran benefits with real math and official sources, so you can see exactly what your benefits are worth and plan around them.
- [Your 2027 VA Pay Cheat Sheet](https://vetmoneyguide.com/cheat-sheet-download-x7q4/): Thanks for signing up. Your free 2027 VA Pay Cheat Sheet is ready.
- [Disclosures](https://vetmoneyguide.com/disclosures/): Vet Money Guide is an independent education site. We are not part of, endorsed by, or affiliated with the U.S.
- [Privacy Policy](https://vetmoneyguide.com/privacy-policy/): This policy explains what Vet Money Guide collects on vetmoneyguide.com, how it is used, and your choices. Questions: hello@vetmoneyguide.com.


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