Life Insurance

Current VGLI rates by age from VA.gov, effective July 1, 2025: $500,000 costs $30.00 a month at 29 and younger and $425.00 at 60 to 64. See the full chart, 20-year costs, the Nov 2026 to Jan 2027 premium holiday and a free cost calculator.

SGLI to VGLI in plain English: free SGLI for 120 days, no health questions if you apply within 240 days, and a final deadline of 1 year and 120 days. Use the free calculator to turn your separation date into real calendar dates.