Military retired pay, BRS vs High-3, CRDP and CRSC.
Current VGLI rates by age from VA.gov, effective July 1, 2025: $500,000 costs $30.00 a month at 29 and younger and $425.00 at 60 to 64. See the full chart, 20-year costs, the Nov 2026 to Jan 2027 premium holiday and a free cost calculator.
SGLI to VGLI in plain English: free SGLI for 120 days, no health questions if you apply within 240 days, and a final deadline of 1 year and 120 days. Use the free calculator to turn your separation date into real calendar dates.
CRDP vs CRSC explained with real numbers: who qualifies for each, how each is calculated, when each comes out larger, the chapter 61 rules, the Soto back pay ruling and how January open season works.
Free CRSC calculator: enter your retired pay, VA ratings and which ones are combat-related to see CRSC and CRDP side by side, with the VA math shown, chapter 61 caps applied and a printable worksheet. Official rates now, plus a clearly marked 2027 estimate.